About Me: An Engineer Who Helps You Manage Money
Hello! I am Kirankumar K, founder of MECHWEALTH, based in Vijayapura, Karnataka. I hold an MTech in Mechanical Engineering from VTU, Belagavi, and bring over 10 years of professional experience I do not practice engineering today – but I use the engineer's way of thinking every day: study the facts, follow a clear process, and build things that last. I apply that same discipline to help families with insurance, mutual fund investing, demat accounts, and stock market education.
In simple words: I help you put your money in order, step by step, without confusing jargon and without sales pressure.
What I Am Registered To Do
Every service I offer is backed by an official registration. Here is what each one means for you, in plain language:
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Mutual Fund Distributor (MFD)
AMFI ARN-195327
I can help you choose suitable mutual fund categories and complete your investments. I am paid commission by the fund companies; you pay me nothing extra.
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Authorised Person, IIFL Capital Services Ltd
AP Reg Code: NSE:AP1493095781, BSE:AP0101790169847
I help you open and operate a demat and trading account with IIFL, a SEBI-registered broker.
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POSP, RenewBuy Insurance Broker
POSP No.: EI00076707
I can offer health and general insurance plans from multiple insurers through RenewBuy.
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Stock Market Trainer
MECHWEALTH Trading Academy
I teach technical analysis as a paid educational course. This is teaching, not stock tips.
How an Engineer Approaches Your Money
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Understand first.
I ask about your income, family, goals, and worries before suggesting anything.
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Follow a process.
Risk profile, goal mapping, product category, paperwork, review – the same clear steps every time.
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Decide on facts, not emotions.
No “hot tips”, no panic, no hype.
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Plan for years, not days.
Retirement, children's education, and family protection are long projects – I treat them that way.
What I Will Never Do
- Promise returns or profits – nobody can honestly do that.
- Push a product because it pays a higher commission.
- Give one-size-fits-all answers.
- Pretend education is the same as investment advice.
Where and When You Can Reach Me
Office Location & Hours
Office: Tribhuvan Das Building, Shikarkhane road, Mukund Nagar, Vijayapura, Karnataka 586104. Online consultations available across India. Hours: Monday to Saturday, 10 AM to 5 PM IST.
Direct Contact
Phone / WhatsApp: 8660765416 | Email: info@mechwealth.com
First consultation is free, with no obligation. Tell me your situation; I will tell you honestly what I can and cannot help with.
Important Disclosures
Please note: I am NOT a SEBI-registered Investment Advisor (RIA) or Research Analyst (RA). I am a mutual fund distributor and insurance agent, and I earn commission from product companies as per regulations. All stock market training is for educational purposes only. Mutual fund and market investments are subject to market risks – please read all scheme-related documents carefully. I hold an MTech degree but do not provide engineering services. Full details are on our Disclaimer page.
Read full Disclaimer →FAQ
Do I pay you a fee for mutual fund or insurance help?
No. I am paid commission by the fund house or insurer as per regulations. You pay the same as you would anywhere; my guidance and after-sales support come at no extra cost to you.
Are you an investment advisor?
No. I am a distributor and agent. I help you understand products and complete transactions suitable for your goals. For detailed financial planning, a SEBI-registered Investment Advisor is the right professional.
Can you help me if I live outside Vijayapura?
Yes. Everything – account opening, mutual fund investing, insurance, and training – can be done online from anywhere in India.