Effective Date: June 12, 2026
The disclosures and disclaimers on this page are provided to ensure complete transparency regarding the services offered by MECHWEALTH (operated by Kirankumar K, based in Vijayapura, Karnataka) and to maintain absolute compliance with regulatory requirements under SEBI, IRDAI, and AMFI guidelines.
1. No Investment Advice or SEBI Advisory License
MECHWEALTH and Kirankumar K are NOT registered as SEBI Investment Advisors (RIA) or Research Analysts (RA).
- We do not provide stock recommendations, buy/sell tips, portfolio management advice, or financial planning reports.
- Any discussions, newsletters, or educational content (including blogs and candlestick PDFs) are purely educational.
- Do not make any trading or investment decisions based solely on the material displayed on this website.
2. Regulatory Registrations & Revenue Disclosure
MECHWEALTH operates strictly as an intermediary/distributor, earning revenues as commissions and brokerage share as follows:
- Mutual Funds: Kirankumar K is an AMFI-registered Mutual Fund Distributor (ARN-195327). We receive commission from Asset Management Companies (AMCs) for investments made in regular plans. We always disclose our commission structures prior to transactions.
- Demat & Trading: Kirankumar K is an Authorised Person (AP ID: NSE:AP1493095781, BSE:AP0101790169847) associated with IIFL Capital Services Ltd (SEBI Reg. No. INZ000164132). We receive a share of the brokerage charged by IIFL as per standard business agreements.
- Insurance: Kirankumar K operates as a POSP with RenewBuy (D2C Insurance Broking Pvt. Ltd.) (IRDAI POSP No. EI00076707). We earn commissions on policies issued through this platform per IRDAI guidelines.
3. MECHWEALTH Trading Academy (Education Only)
Our courses (beginner, intermediate, advanced, and weekend programs) teach technical analysis and chart-reading foundations. We explicitly state:
- Our training does not promise, suggest, or guarantee trading profits.
- Past performance of chart patterns does not guarantee or indicate future results.
- We do not review your personal trading account or offer trade reviews inside mentorship. All discussions are purely mock demonstrations for training purposes.
- Trading in futures, options, and equity segments involves high volatility and risk of capital loss. You alone are responsible for your trade execution.
4. Market Risks Disclaimer
Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
Mutual funds, shares, and insurance products are not bank fixed deposits. Return rates are not assured, and capital value fluctuates based on market conditions. Exclusions, terms, and conditions apply to all insurance policies; please consult the official policy brochure prior to issuance.
5. RTA & Claim Assistance Liability
For duplicate shares, transmissions, or IEPF claims assistance, we act as a documentation consultant to help you organize paperwork and file Form IEPF-5. All processing decisions rest entirely with the respective company registrars (RTAs) and the IEPF Authority. We do not guarantee processing timelines or recovery outcomes.